WEALTH AND JOB CREATION

CaixaBank’s soundness and healthy earnings are essential for ensuring its future, the ability to remunerate shareholders (and thus help fund the welfare projects undertaken by ”la Caixa” Banking Foundation), safeguard jobs and boost economic growth in our operating markets.

CONTRIBUTION TO THE SPANISH ECONOMY

CaixaBank contributes to the country’s economy through its financial activities and indirectly through the effect of its expenditure on suppliers, its employees and suppliers’ employees when they spend their salaries, the dividends to its shareholders and the production activity of the businesses and self-employed professionals it finances.

CONTRIBUTION TO SPAIN'S GDP

€6,985 M contributed directly
and indirectly to Spain's GDP

0.90% of GDP

18.4% of GDP
contributed by the banking sector*

DIVIDENDS AND INCOME

Over €470 M
distributed in dividends

€500 M
budget for the Welfare Projects of the controlling shareholder, ”la Caixa” Banking Foundation

Over 704,000
shareholders

€1,915 M
paid in wages and salaries

PURCHASES FROM SUPPLIERS

€1,429 M in purchases from suppliers

97% are Spanish suppliers

95% of invoices paid within the established deadline

*Source: CaixaBank Research, based on data by the National Institute of Statistics (INE).

More information

“la Caixa” Banking Foundation Shareholder Services

CONTRIBUTION TO PUBLIC FINANCES

The Bank believes it is duty-bound to the public finances that fund public services and infrastructure, which are crucial for society to operate effectively and which enable progress and local development.

€2,520 M in taxes paid and collected*

Group net profit amounted to €814 M

*Indicators drawn up according to OECD criteria set out in the “Guidance on Transfer Pricing Documentation and Country-by-Country Reporting”.

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Tax Contribution

JOB CREATION

CaixaBank offers quality employment with fixed and permanent contracts for the majority of its employees. It contributes to job creation by financing clients, purchasing from its suppliers and collaborating with the Welfare Projects of the "la Caixa" Foundation.

32,242 people working at the CaixaBank Group

97.3% permanent contracts at CaixaBank
99.5% managerial jobs filled internally
33.3% of women in positions of responsibility at the bank*

43,041 jobs generated indirectly, by CaixaBank
via purchases from suppliers**.

21,321 jobs related to the microcredits extended to fund entrepreneurs and businesses***.

109,000 job opportunities through the Incorpora programme of "la Caixa" Foundation since 2006.

36,512 collaborations with companies
With the participation of 370 social entities and 734 experts, who use various workplace integration methods and techniques.

*Branch managers or higher.

**Source: CaixaBank Research, based on the value added by the Group's activities, Spanish GDP, employment figures taken from the national accounts, productivity figures per worker and the use of input-output tables.

***Source: Report on the Social Impact of the Microcredits 2015.

More information

Incorpora programme of "la Caixa" Foundation Report on the Social Impact of the Microcredits 2015

BOOSTING ECONOMIC ACTIVITY

CaixaBank is Spain's leading Bank, offering a universal banking model to serve the largest possible number of customers. The bank strives to support the business sector through its clear commitment to innovation.

FINANCING COMPANIES AND THE SELF-EMPLOYED

57.4% of small to medium- sized entreprises and major corporations
are CaixaBank customers.

€77,153 M granted

26% vs. 2014
30% granted to SMEs

211,088 new loans arranged

12% vs. 2014

32.7% of self-employed workers in Spain are CaixaBank customers.

€1,719 M granted

17% vs. 2014

80,268 new loans arranged

14% vs. 2014

14% share of loans to non-financial entities.

84.6% of requests accepted are granted loans.

21,321 microcredits granted to businesses and entrepreneurs.

15% vs. 2014

BOOSTING ECONOMIC ACTIVITY

CaixaBank fosters collective intelligence, with experts collaborating and developing new technologies wich enable it to offer customers the best service possible.