Open your Online Account Without Fees1 and get

1 year of

1. The Online Account, exclusively for new customers, includes for € 0 opening and maintaining a current account and the digital banking service CaixaBankNow, deposits of cheques in euros from financial institutions in Spain, and the issuance of standard SEPA transfers in euros, Swedish krona or Romanian leu within the EU. The account is not remunerated: 0 % APR, 0 % NIR. CaixaBank, S.A., with NIF (tax ID number) A-08663619, registered in the Special Administrative Registry of the Bank of Spain under number 2100, is the institution offering the bank account.
2. Valid for new customers who open an Online Account and who make three card purchases and activate Bizum on their CaixaBank account until 31-5-2026. This promotion is exclusively for customers who do not have an active Movistar Plus+ subscription when they enter into the contract. The contract must be made effective through the Online Account, and the customer's address must be located in national territory (Spain). MovistarPlus+ does not operate outside of Spain, and therefore customers cannot enjoy this promotion from abroad. The code will be delivered via digital banking before 15-6-2026 and it is taxable under personal income tax as a capital gain in kind subject to a payment on account according to current legislation. Offer limited to 10,000 units. CaixaBank, as data controller, will carry out the necessary data processing to verify that you meet the promotion's requirements. See more detailed information about how we process your data and how you can exercise your rights at www.CaixaBank.com/politicaprivacidad

3. Promotion for new salary direct deposits in an account opened at CaixaBank, made until 31-07-2026. The incentive consists of delivery of a voucher that can be redeemed on Facilitea, the amount of which will depend on the salary amount paid by direct deposit:

   Salaries equal to or greater than € 2,500/month: € 400 voucher (redeemable, for example, for a Samsung Galaxy S24 FE telephone or products of an equivalent or higher value).

   Salaries equal to or greater than € 1,500/month: € 300 voucher (redeemable, for example, for a Samsung Galaxy A36 telephone or products of an equivalent or higher value).

   Salaries equal to or greater than € 900/month: € 200 voucher (redeemable, for example, for a Samsung Galaxy A26 telephone or products of an equivalent or higher value).

   To qualify for the promotion, the customer must: have their salary in the minimum amount paid by direct deposit, pay three bills by direct debit and make three card purchases per quarter (company cards are excluded). These conditions must be maintained for 24 months and the customer must maintain their status as such for an additional 24 months by keeping an account or deposit open at CaixaBank with a minimum balance of € 5. Taxation Effective use of the voucher is taxable under personal income tax in the fiscal year it is redeemed as a capital gain in kind subject to a payment on account according to current legislation and without prejudice to the provisions of regional tax regimes. The payment on account will not be passed on to the customer. The recipient must declare a mobile capital gain determined by the market value of the good received plus the amount of the payment on account made by the financial entity. Non-Compliance If the customer fails to comply with the promotion's terms and conditions, a penalty equivalent to the voucher received will be applied:

   € 400 for the > € 2,500 salary range

   € 300 for the > € 1,500 salary range

   € 200 for the > € 900 salary range

   Said penalty will generate a negative capital gain which will be included in Personal Income Tax for the year in which the penalty is due. Additional Conditions This promotion cannot be combined with other offers relating to direct deposits of income (salary, self-employed income, pensions) carried out after 1-1-2024. The voucher is personal and non-transferrable and will be valid until 31 December 2026. The value of the product the voucher is redeemed for must be equal to or greater than the voucher amount. Promotion limited to a total of 2,661 units, distributed as follows: 2,600 Samsung Galaxy S24 FE, 27 Samsung Galaxy A36 and 34 Samsung Galaxy A26. More information at www.CaixaBank.es

4. Cashback is a CaixaBank platform with exclusive offers for the bank's customers that offers the possibility to obtain benefits in the form of cash back (reimbursement) on part of the price of the purchases you make with your card at the businesses listed on the platform. CaixaBank only facilitates access to the offers, but the products and services are sold and provided by the businesses. Cashback (reimbursement) is subject to personal income tax. You can see the terms and conditions you must comply with to access the platform and enjoy its benefits here.
5. Does not include the issuance or maintenance of additional or beneficiary cards, the price of which is indicated in the respective card contracts. During the term of this agreement, the card issuer reserves the right to modify the cost-free card modality. Such a decision will be communicated to you in advance so that you can examine the conditions of the new card (debit or credit) which, in any event, will maintain an equivalent level of services as the initial card. Debit card issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. (“CPC”), with registered address at Avenida de Manoteras, 20, Edificio París, 28050 Madrid. CaixaBank, S.A. acts as the card issuer's agent entity. The fund-protection system for customers using the payment services chosen by CPC is a deposit in a separate account opened in CaixaBank, S.A.
6. Granting of financing is subject to prior approval by CaixaBank.
7. Life insurance from VidaCaixa, S.A.U. de Seguros y Reaseguros, and non-life insurance from SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A., exclusive bank insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with NIF A-08663619 and registered office at Calle del Pintor Sorolla, 2-4, 46002 Valencia. Registered with the DGSFP Register of Insurance and Reinsurance Distributors under the code OE0003. It has the necessary professional civil liability insurance, in accordance with current legislation, to cover any liabilities arising from professional negligence. More information is available on its website.
8. FINANCING CONDITIONS. Interest-free financing (0 % APR, 0 % NIR). Loan financing, offered by CaixaBank, S.A., and card financing, offered by the hybrid payment entity CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. (“CPC”). CaixaBank, S.A. acts as an agent of the card issuer, the hybrid entity CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U., or CPC. The fund protection system for customers using payment services chosen by CPC is a deposit in a separate account open in CaixaBank, S.A. Financing subject to prior approval. The financing is granted for the full price and exclusively for the purchase of the product from Facilitea. Typical example calculated to finance the amount of a product with a retail price and total price in instalments of € 1,059: 0 % APR. 0 % NIR. Term: 30 months. Total amount owed: € 1,059. Total cost of the loan: € 0. Monthly payments: 30 instalments of € 35.30. French amortisation system.
9. Payment on account of an incentive of € 150 net for new direct deposits of salaries of at least € 900 per month into an account opened with CaixaBank or payment on account of an incentive of € 250 net for new direct deposits of salaries of at least € 1,500 per month into an account opened with CaixaBank, in both cases with the payment of three bills by direct debit and three card purchases per quarter (company cards are excluded). These conditions must be maintained for 24 months and the customer must maintain their status as such for an additional 24 months (maintaining an account or deposit account open at CaixaBank with a minimum balance of € 5). The full amount of the incentive is € 185.19 for the € 150 payment and € 308.64 for the € 250 payment. Personal Income Tax of 19% will be withheld on this amount, which results in the net amount paid. The incentive is taxable under Personal Income Tax as monetary investment income subject to a payment on account according to current legislation and without prejudice to the provisions of regional tax regimes. The recipient of the payment must report investment income in their taxable income from savings, determined by the entire amount received, and they can deduct the amount withheld from the payable tax. If the recipient fails to comply, they will be charged a penalty to their account in proportion to the period of non-compliance, which will be calculated based on the gross amount of the total sum of the payment received as part of this campaign. Cannot be combined with other offers relating to direct deposits of income (salary, self-employed income, pensions) carried out after 1-1-2024. Offer valid throughout Spain. More information at www.CaixaBank.es

NRI: 10299-2026/09376